Credit Card Payoff Calculator

Kill that card.
See exactly when.

Enter your balance, APR, and monthly payment — get your payoff date, total interest, and how much you save by paying more.

$
%
$
Payoff date
May 2029
Months
35
Total interest
$1,871
Total paid
$6,871
vs. paying minimums only
Interest saved: $1,34122 months sooner
Principal 73%Interest 27%

Best balance transfer cards to pay off faster

Best overall
Chase Slate Edge
0% intro APR for 18 months
$0 transfer fee first 60 days
See my transfer options →
Longest 0% period
Citi Simplicity
0% intro APR for 21 months
3% transfer fee
See my transfer options →
No penalty APR
BankAmericard
0% intro APR for 18 months
3% transfer fee
See my transfer options →