Free Debt Payoff Worksheet

Print or save as PDF. Fill in your debts and track your payoff plan.

Debt Payoff Worksheet

No Slave To Debt — noslavetodebt.com

Date started: _______________

Target debt-free date: _______________

Extra payment budget: $_______________/mo

My Payoff Strategy

Debt Avalanche (highest rate first — saves more money) Debt Snowball (smallest balance first — builds momentum)

Step 1 — List All Your Debts

#	Creditor / Debt Name	Current Balance	Interest Rate (APR)	Minimum Payment	Payoff Order
1
2
3
4
5
6
7
8
9
10
TOTALS

Step 2 — Track Monthly Progress

Month	Total Balance	Payment Made	Interest Paid	Principal Paid	Debts Paid Off	Notes
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12

My Debt-Free Milestones 🎯

First debt paid off:date

25% of total debt gone:date

50% of total debt gone:date

75% of total debt gone:date

DEBT FREE! 🎉date

My Why (write it here)

Why do I want to be debt-free? What will my life look like when I get there?

Free printable worksheet from No Slave To Debt (noslavetodebt.com). For a digital calculator with month-by-month payoff plan, visit noslavetodebt.com.